German cooperative banks and MiCA: more crypto licenses, but custody must be checked

The integration of traditional banks and crypto services in Europe is continuing, but reading authorizations correctly remains essential. An analysis published by CryptoTicker on September 13, based on ESMA and BaFin registers, reported that 14 of 16 recent European CASP registrations reviewed between August 12 and September 10 involved German cooperative banks. According to the analysis, those permissions were focused on order execution and do not automatically amount to authorization for crypto-asset custody. The distinction matters: buying or selling crypto through an intermediary and entrusting that intermediary with custody are different services, with responsibilities and licenses that may not coincide. For users, a bank’s name or appearance in a CASP register does not replace checking the exact service that is authorized. The figures point to greater banking-sector participation in crypto, but they are not a general guarantee of safety or suitability. Source: CryptoTicker, September 13, 2026, referencing ESMA and BaFin registers. Educational content only; not financial advice.