Stablecoins could save South Korean merchants billions, study says

Stablecoins are increasingly moving beyond pure speculation and into payments and financial services. According to CoinDesk on September 8, South Korea’s budget office estimated that their use could generate annual savings of up to about $3.8 billion for merchants in the country. Unlike assets such as Bitcoin, stablecoins are designed to maintain a relatively stable value against a reference asset, often the U.S. dollar. That can make them more suitable for transfers and everyday payments, although issuer, reserve, technology and regulatory risks remain. Stablecoin regulation is becoming more defined in the United States and other markets. The challenge is turning technological efficiency into systems that are genuinely secure, transparent and usable at scale. For Crypto Mentor, payments may become one of the areas where crypto technology achieves its most concrete adoption. Sources: CoinDesk, September 8, 2026; Reuters, September 3, 2026. Educational content only; not financial advice.